Attention homeowners in Riverside and Riverside County: Need an appraisal?
The top reasons CA homeowners hire Good Appraisal Services, Inc.:
Need help deciding the value of your house in or near Riverside, CA?
We at Good Appraisal Services, Inc. understand the special needs of a customer seeking appraisal services. Our usual business clients are used to the appraisal process and the standard reporting formats. Being a person not in the real estate industry that ordinarily doesn't look at appraisals every day,you can expect extra guidance and explanations through the appraisal process to understand what we do and how we report the results of our analysis.
For Sale By Owner (FSBO)/Pre-Listing Services
Since you have an emotional attachment to your house, it's often very hard to be objective about it. Our professional appraisers at Good Appraisal Services, Inc. are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a very valuable negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your property will attract interested buyers. It's something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's value, not just how much you think your house is worth. Interested buyers know you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value judgement than yours.
Appraisals to cancel PMI
Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a popular way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to the lender to have the PMI eliminated from your loan. We are experts in helping consumers just like you do away with unneeded and unwanted PMI insurance.
Challenge property tax assessments
Your local tax assessor may have your home overvalued if your home not appreciating as much as other homes nearby. That means you're going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. An appraisal from Good Appraisal Services, Inc. is your strongest weapon when contesting your property tax assessment.
Was your HELOC recently frozen?
Even if your specific property has not declined in value, your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area. Not only can this be unsuitable from a cash flow viewpoint, but it can be bad for your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Good Appraisal Services, Inc. can help you reinstate your HELOC.
We Also Provide Field and Desktop Appraisal Review Services
Would you wish a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you need an expert to double-check your appraisal for precision? We can go out and check the subject and comps in question in a field review. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have had in the past. While typically requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your property.