Attention homeowners in Riverside and Riverside County: Get an Appraisal today!
Here are the top 7 reasons why CA homeowners use Good Appraisal Services, Inc.:
Own a home in or near Riverside, CA and need help deciding the price of it?
At Good Appraisal Services, Inc., we understand the particular needs of a homeowner in need of appraisal services. Our customary business clients get the appraisal process and the usual reporting formats. But as a general consumer,you will receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our findings.
Pre-listing Services/For Sale By Owner (FSBO)
It's very hard to be objective about your own house because you probably have an emotional attachment to it. Professional appraisers, like the ones at Good Appraisal Services, Inc., will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract interested buyers, a professional appraisal is very important as a negotiating tool once you have a likely buyer. The appraisal is something concrete to show the buyer. The appraisal is an independent third party's opinion of your house's value, not just how much your home is worth. Interested buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to a professional appraiser's value judgement than yours.
Appraisals to remove PMI
Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a preferred way to cut costs for homeowners. Once your mortgage loan amount is down below 80% of the value of your property, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. Good Appraisal Services, Inc. is qualified in helping customers just like you abolish unneeded PMI insurance.
Challenging property tax assessments
Lets say your house is not appreciating as much as other houses nearby -- your local tax assessor may have your house overvalued. That means you're most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. Getting an appraisal report from Good Appraisal Services, Inc. is your perfect weapon when contesting your property tax assessment.
HELOC recently frozen?
Your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area -- even if your specific property has not declined in value. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow viewpoint. An efficient appraisal from Good Appraisal Services, Inc. can help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review Services
Have you just received a copy of your appraisal and you would prefer to have a seasoned appraiser double-check it for efficiency or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? Good Appraisal Services, Inc. offers field reviews where we go out and check the subject and comparables. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide you with a a retrospective review of any appraisal you may have had done before. Even though this is usually requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your home.